The venture fund Y Combinator (YC), which operates as a startup incubator, will allow project founders to receive funding in stablecoins. This was reported by The Block.
This option will be available not only for crypto-focused initiatives but for all YC-supported startups across various sectors, clarified Nemil Dalal, a partner at the accelerator.
According to him, the company plans to offer funding in USDC from Circle starting in spring 2026, utilizing major blockchain networks like Ethereum, Base, and Solana.
YC's decision comes as stablecoins have reached a "turning point in regulation" following the passage of the GENIUS Act in the U.S. These tokens also provide a cheaper and faster alternative for transactions compared to fiat currencies, especially for founders outside the United States.
"Transfers in stablecoins typically cost less than a cent and are processed in under a second, even across borders. Traditional channels like international bank transfers often cost tens of dollars when all fees are considered, and processing can take several days," noted Dalal.
Additionally, financial institutions often require a significant amount of information, whereas a transaction in stablecoins can be likened to sending a text message, he added.
Dalal stated that the use of stablecoins in real-world scenarios is expanding. Some YC portfolio startups operating in India and Latin America are using tokens to help clients efficiently move capital and preserve savings, particularly in areas with limited access to banking infrastructure.
YC has invested in nearly 100 crypto projects since including Coinbase in its 2012 program. Stablecoins are a key focus for the accelerator, but interest also extends to areas like tokenization, lending markets, and capital formation on the blockchain.
According to YC, distributed ledger technology will increasingly play a role in managing finances and raising funds for projects, even those not directly related to crypto products.
"In the future, we expect that a growing portion of startups' financial needs will be met through blockchain," emphasized Dalal.
It is worth noting that in 2025, the volume of real payments in stablecoins was around $390 billion out of a total transaction volume of $35 trillion, according to analysts from McKinsey and Artemis Analytics.