Samsung is set to transform its wallet application into a tool for cross-border payments, enabling eligible users to send USDC to other wallets and bank accounts starting in the last week of October.

Eligible users can send USDC internationally or convert to local currency payouts in over 60 nations.

By Olivier Acuna | Edited by Omkar Godbole Oct 8, 2026, 4:39 a.m. EDT 3 min read

Beginning in late October, eligible U.S. Galaxy users will have the ability to send USDC via Samsung Wallet to compatible crypto wallets overseas or to bank accounts in over 60 countries.

  • The service will be available on 82 million Galaxy devices and will utilize Coinbase for custody, Bastion for stablecoin infrastructure, and blockchain support from Solana and Sui.
  • Samsung will not impose fees for transfers to compatible external wallets, although third-party costs may apply for recipients who do not have a crypto wallet.

Samsung is enhancing its wallet app by integrating a feature that allows users to send USDC internationally. “Transferring money abroad should be as straightforward as using the existing wallet on your phone,” stated Woncheol Chai, head of Samsung Electronics’ digital wallet team. “We’re introducing USDC transfers into Samsung Wallet so eligible Galaxy users can begin without needing to download another application or manage private keys.”

This feature will be compatible with 82 million Galaxy devices throughout the United States and will integrate seamlessly with Samsung Wallet, which already supports cards, IDs, and boarding passes, as noted by Solana in a recent statement regarding its partnership with Samsung.

To facilitate this initiative, the underlying blockchain network support will come from Solana and Sui. Coinbase will handle the custody of the stablecoin through Coinbase Prime Vault, while Bastion will provide the regulated infrastructure for stablecoins.

Through this integration, users can send Circle’s USDC, which ranks as the second-largest dollar-pegged token favored by institutions due to its solid regulatory support. The use of stablecoins for cross-border transactions has surged this year, attributed to their low transaction fees, according to an IMF annual report.

Galaxy users will be able to effortlessly transfer USDC to compatible crypto wallets abroad or directly to eligible bank accounts in over 60 countries, allowing recipients to receive funds in their local currency. Samsung does not charge fees for USDC transfers to compatible external wallets, although recipient wallets or exchanges may impose their own fees.

The product simplifies the typical crypto setup required for sending stablecoins. Samsung has stated that customers will fund transfers through integrated on- and off-ramps, requiring biometric authentication on a registered Galaxy device to send funds.

This rollout marks Samsung’s wider ambitions in the stablecoin space as a consumer product. In August, Samsung announced plans to introduce stablecoin savings and payment features to hundreds of millions of Galaxy phones, a move that analysts believe could position the company as a significant distributor of digital dollars. The U.S. launch represents its first major deployment.

This integration offers Samsung a channel for token distribution that crypto firms have historically found challenging to establish independently. By embedding the technology into a widely-used payments app already installed on tens of millions of devices, it extends the use of stablecoins beyond speculative trading to a straightforward remittance product, enabling recipients to receive fiat in their bank accounts without the need for a crypto wallet.

Industry experts view this framework as a pathway to mainstream adoption of stablecoins in cross-border payments. "Stablecoins have the potential to make transferring money globally faster and simpler, and we want Galaxy users to benefit from that without grappling with the complexities of traditional crypto tools,” said Lily Liu, president of the Solana Foundation.

Liu emphasized that stablecoins have demonstrated that blockchain is an efficient method for swift and inexpensive money transfers worldwide. However, she added that stablecoins previously lacked a route to mainstream acceptance, a challenge now addressed through Samsung’s collaboration.

Borderless echoed this perspective in a statement to CoinDesk. "Mass adoption was never going to stem from individuals downloading crypto apps. It arises from the smartphones already in people's pockets. I anticipate that Apple and Google will follow suit, and when they do, sending money internationally will be as effortless as sending a text," remarked Kevin Lehtiniitty, CEO of Borderless.xyz via LinkedIn.

Samsung has not yet announced plans for expanding this feature beyond the U.S., as future availability will depend on local regulations. The company mentioned it may eventually enable stablecoin payments for online purchases and tap-to-pay transactions on eligible Galaxy smartphones.