Ripple has launched Ripple Treasury, a corporate treasury platform that integrates the company's blockchain infrastructure with software from GTreasury.

This solution allows for the management of traditional cash and digital assets within a single system. Its primary goal is to simplify cross-border payments, liquidity management, and asset reconciliation.

This marks Ripple's first major release following its acquisition of Chicago-based GTreasury for $1 billion in October 2025. The platform addresses delays in settlements and the issue of fragmented systems by replacing manual spreadsheet processing with direct API integration.

Developers noted that outdated systems struggle to meet modern demands: capital remains idle over weekends, international transfers take several days, and data reconciliation often relies on spreadsheets.

Ripple Treasury tackles these challenges by integrating blockchain infrastructure into corporate processes.

Key features of the solution include:

  1. Unified Control. The system connects via API to any digital asset platforms. Balances, transactions, and market positions are displayed alongside traditional bank account data, simplifying reporting and auditing.
  2. 24/7 Yield. Companies can invest idle capital during weekends and off-hours using Ripple Prime, the RLUSD stablecoin, and tokenized money market funds, including BlackRock's BUIDL.
  3. Instant Settlements. Utilizing RLUSD and the XRP token enables cross-border payments within 3-5 seconds. This eliminates cash flow gaps and reduces currency risks, as conversion occurs at the moment of receipt.
  4. Liquidity Optimization. Businesses no longer need to lock millions of dollars in foreign accounts for pre-funding.

Ripple representatives emphasized that clients will not have to choose between old and new methods—the system seamlessly operates with both asset classes.

As a reminder, in December, it was announced that Ripple would begin testing RLUSD in Layer 2 networks such as Optimism, Base, Ink, and Unichain.