Fintech company Revolut has introduced an AI assistant for retail customers named AIR (AI by Revolut). The UK is the first market to receive this tool, with plans for rollout in other countries soon.

Meet AIR.

We’re rolling out gradually to UK customers first, with more countries launching soon. pic.twitter.com/nXRTdLheEn

— Revolut (@Revolut) April 9, 2026

The solution encompasses various features for everyday financial management:

  • Expense analysis and budget summaries;
  • Tracking current investment portfolio status;
  • Managing and canceling subscriptions;
  • Blocking lost cards directly in chat;
  • Assistance in planning travel budgets and purchasing Revolut eSIMs.

AIR only accesses data that customers can already see in their app: transactions, investments, and card information.

No confidential user information is stored by third parties or used to train external neural networks.

The company has not disclosed which specific AI providers are powering the new tool.

“We believe the era of endless tabs and menus is over,” said Revolut's Head of Customer Experience and AI Products, Yulia Ponomareva.

Revolut is entering a rapidly growing and competitive market for autonomous financial assistants. In March, a similar product based on Google Gemini was launched by the UK neobank Starling Bank.

Traditional banks such as Barclays, NatWest, HSBC, and Lloyds are also actively investing in partnerships with AI projects and developing their own technologies.

Revolut has already established an AI division that is currently developing voice tools, personal assistants, and sales agents. AIR marks the first step in this direction.

It's worth noting that in 2024, the company launched Revolut X, a crypto platform separate from its app, aimed at experienced traders. That same year, Revolut achieved a record profit of $1.4 billion thanks to digital assets.