OpenAI has proposed a plan for transforming policy in the age of "superintelligence."

Artificial intelligence will reshape the banking sector, labor market, and various sectors of the global economy. This was stated by JPMorgan Chase CEO Jamie Dimon in his annual letter to shareholders.

He believes that the technology will impact nearly all aspects of the bank's operations and business processes—from customer service to internal systems. In the long run, this will have a "huge positive impact on productivity."

"The pace of adoption will be much faster than previous technological transformations, such as electricity or the internet," the entrepreneur noted.

Dimon praised the potential long-term effects of artificial intelligence on the labor market, scientific research, and overall quality of life in developed countries.

"I don't think it's an exaggeration to say that AI, among other positive outcomes, will help cure certain types of cancer, create new composite materials, and reduce fatalities from accidents," said the head of one of the largest banks.

As for the risks associated with the technology, Dimon mentioned deepfakes, the spread of misinformation, and cybersecurity threats.

"But these can be managed if companies, regulators, and governments are prepared. The right approach requires careful preparation in advance, honest assessment, and the discipline to fix what’s broken without destroying what works," the expert stated.

Investments and Unemployment

Dimon's letter comes amid increased investments by JPMorgan in the artificial intelligence sector. In February, the bank announced plans to spend $19.8 billion on technology.

This figure indicates a sharp increase in the financial giant's spending compared to 2025. In October, Dimon reported that the financial institution was spending about $2 billion on AI initiatives.

In his letter, the entrepreneur addressed the issue of job losses due to large language models. According to him, the technology will change the labor market as companies increasingly implement automation across various tasks.

"AI will lead to the disappearance of some jobs, while others will become more efficient. Our company will have clear plans to support and redeploy affected employees," Dimon wrote.

Concerns about job cuts are growing due to the expanding capabilities of AI.

In January, Anthropic CEO Dario Amodei warned that the rapid development of neural networks could outpace the ability of labor markets and social institutions to adapt to changes.

Transformations will occur within "a few years, not decades," the expert believes. He reaffirmed a previously stated prediction that AGI will emerge by 2026 or 2027.

OpenAI's Plan

OpenAI published a document titled Industrial Policy for the Intelligence Age: Ideas to Keep People First, outlining steps for the era of advanced AI.

The company states that technology is moving from narrow applications to a broader range of tasks, ultimately leading to "superintelligence." The benefits could be enormous: increased productivity, lower costs of goods, and accelerated advancements in science and medicine. However, without new policies, risks of wealth concentration, job loss, abuse, and weakened democratic control will rise.

The authors of the document believe that the transition to superintelligent AI will require a new industrial policy, where government, business, and institutions expand access to technology while simultaneously mitigating risks.

Among the proposals are:

  • giving workers a voice in how AI is implemented in the workplace;
  • helping individuals turn professional expertise into new companies;
  • ensuring broad access to foundational models so that schools, libraries, small businesses, and low-income communities are not cut off from opportunities;
  • transforming the tax base—relying more on capital gains, corporate income, and implementing forms of taxation related to labor automation;
  • creating a government wealth fund that would give every citizen a share in the growth generated by artificial intelligence;
  • accelerating the construction of energy grids and other infrastructure for AI;
  • implementing a four-day workweek without loss of pay and increasing pension contributions;
  • making the social support system more adaptive: monitoring the impact of technology on employment, wages, and job quality, and including temporary support measures—expanded benefits, cash payments, and training vouchers.

OpenAI believes that as automation increases, the importance of sectors where human contact is especially vital—such as education and healthcare—will grow. The company suggests developing these areas as a labor transition pathway for those displaced by AI.

It is worth noting that in December 2025, a Nobel laureate predicted a wave of unemployment due to AI.