goodPayments introduces a low-cost, non-custodial crypto payment processor for USDT and TRX transactions on the TRON network.
goodPayments has launched a non-custodial crypto payment processing service that allows merchants to accept payments in USDT and TRX via the TRON network. The platform facilitates direct transfers to merchants' wallets while imposing a fixed fee of either 6.5 or 13 TRX (approximately $2.15 or $4.30) per transaction, without charging a percentage of the transaction amount.
This service addresses the growing demand for cost-effective crypto payment solutions as the volume of on-chain transactions in stablecoins is projected to reach $28 trillion by 2025, potentially expanding to $1.5 quadrillion by 2035, according to Chainalysis. TRON currently accounts for 45% of USDT issuance and processed USDT transfers totaling $2 trillion in the first quarter of 2026.
Traditional payment processors like Stripe and PayPal impose higher fees, often exceeding 3% per transaction, along with additional charges for high-risk categories. This has prompted businesses to seek alternatives, particularly in light of the lower fees associated with crypto processing, which typically range from 0.5% to fixed amounts irrespective of transaction size.
goodPayments differentiates itself by eliminating chargeback risks inherent in traditional banking, where disputes can lead to additional penalties and frozen funds. In contrast, blockchain transactions are irreversible, enhancing security for merchants.
“Crypto processing has evolved into a reliable tool for businesses facing high costs in traditional acquiring,” representatives from goodPayments stated.
Operational Features
The goodPayments platform operates solely on the TRON network, focusing on USDT (TRC-20) and TRX. Merchants can create invoices through a personal account or API, specifying payment details and generating unique payment windows with QR codes. The system supports both temporary and static addresses for payments.
Upon receiving funds, transactions can be verified for anti-money laundering (AML) compliance, a feature that merchants can enable or disable. The entire process, from receiving funds to crediting the merchant's wallet, takes approximately 10-15 seconds. Notably, merchants retain control of their private keys, enhancing security and independence.
Registration on the platform requires manual approval to prevent bot activity, and the interface includes sections for managing invoices, balances, and mass payments. A significant feature allows for mass payments to multiple addresses in one operation, streamlining transactions for businesses with larger customer bases.
Cost Efficiency
The fixed fee structure of goodPayments becomes particularly advantageous for transactions over $64, where it becomes cheaper than traditional payment processors like Stripe. For larger transaction volumes, the savings can be substantial, especially compared to percentage-based crypto processors.
“For clients with significant monthly turnover, the cost difference can exceed 30% compared to traditional fee structures,” goodPayments representatives noted.
For instance, a business processing $100,000 monthly would save around $22,800 by using goodPayments instead of a typical high-risk payment processor.
Future Developments
goodPayments plans to expand its offerings by integrating additional networks and tokens in 2026. The platform is also developing a point-of-sale (POS) solution for offline transactions, further broadening its market reach.
In addition, a referral program allows merchants to earn a bonus for each new user they bring to the platform, enhancing community engagement and potential earnings.
Overall, goodPayments positions itself as a robust solution for merchants seeking efficient, low-cost crypto payment processing without the complications associated with traditional banking systems.
