Bitget has introduced a guide for institutional investors on using rToken assets as collateral, detailing five strategies for integrating crypto and U.S. stocks.
Bitget, a prominent cryptocurrency exchange, has launched a comprehensive guide targeting institutional investors that focuses on utilizing rToken assets as collateral. The guide presents five innovative strategies for leveraging cryptocurrencies alongside U.S. stocks within a unified margin pool.
The rToken system is linked to Reality's RWA tokens, which are supported by Bitget. These tokens, identified with an 'r' prefix (for example, rTSLA for Tesla and rAAPL for Apple), are backed by a FINRA-registered broker and are part of the SIPC insurance framework. Reality offers tokenized versions of 500 U.S. stocks and ETFs, including major companies like Intel and Nvidia, with total assets under management surpassing $100 million.
Within the guide, the Cross-Asset Unified Account (UTA) is highlighted, allowing for the use of 370 assets as collateral, including 100 U.S. stocks. This innovative system enables the integration of cryptocurrencies and stocks into the same margin pool, streamlining fund management by eliminating the need for account transfers.
Five Key Strategies
- Buying Stocks Without Liquidating Crypto: Investors can use Bitcoin or Ethereum as collateral to borrow USDT and purchase tokens like rNVDA or rTSLA, maintaining their crypto holdings with up to 5x leverage on spot positions.
- Leveraged Trading on rSTRC: This tokenized preferred share offers a liquidation value of $100, with current market prices around $88, generating an annual dividend of $12 per token. With 3x leverage and a 2% interest rate, estimated returns could reach 36.8% annually, compared to 13.6% without leverage.
- Stocks as Margin for Crypto Futures: Tokens such as rNVDA and rTSLA can be used to secure positions in Bitcoin and Ethereum, allowing investors to hold both assets simultaneously.
- Affordable Financing Options: Borrowing USDT against Bitcoin and Ethereum incurs a 2.5% annual fee, with USDC at 3.3%. Competitors charge starting rates of 3.7%, and borrowed funds can be utilized flexibly across crypto, stocks, or CFDs for commodities like gold and oil.
- Choosing Between Shared and Isolated Risk: The UTA loan mode allows margin sharing across positions for profit and loss offsets, while Crypto Loans assess risks independently, ensuring that issues in one strategy do not affect others.
“Institutional investors already have access to stock markets. The challenge now is to enable capital to work across multiple markets simultaneously. As tokenized assets enter institutional portfolios, the focus shifts from merely accessing assets to more efficient capital allocation,” said Gracy Chen, CEO of Bitget.
Associated Risks
The guide notes that the margin pool operates bi-directionally, meaning a decline in stock prices could trigger the liquidation of crypto collateral. Loan interest rates are variable, and the potential for positive returns is not assured. Additionally, rSTRC redemptions are restricted to specific windows, and dividend cancellations could impact projected yields. Investors are advised to independently evaluate the creditworthiness of the Strategy.
This guide is current as of July 22, 2026, and is accessible on The Block, as commissioned by Bitget. The initiative aligns with Bitget's Universal Exchange (UEX) strategy, which aims to merge digital assets, stocks, commodities, and currency markets into a cohesive trading platform, with trading of tokenized securities set to begin once a Bitget account is established.
