Crypto Daybook AmericasBitcoin Investors Should Monitor Interest Rates Closely

Your day-ahead look for July 22, 2026

By Omkar Godbole|Edited by Sheldon Reback Jul 22, 2026, 11:23 a.m. 3 min readMake preferred on ShareShare this articleCopy linkX (Twitter)LinkedInFacebookEmailMake preferred on Don't forget the cost of capital. (TradingView)

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With bitcoin BTC$65,968.48 recovering, market sentiment has turned positive, leading many analysts to suggest that the recent price uptick may signal the beginning of a significant bull market that could exceed last year's high of $126,000.

However, an analysis of bitcoin and Nasdaq valuations, when factored with the costs represented by the U.S. 10-year yield (US10Y), indicates that any bull markets might be more gradual. (check Today’s signal)

Both the BTC/US10Y and Nasdaq/US10Y ratios have not surpassed their peaks from 2020-2021, despite their prices in dollars reaching new highs in the last year. This suggests that when considering the cost of capital, the true macro peaks for bitcoin and the tech sector likely occurred during 2020-21.

This gap between nominal prices and yield-adjusted valuations can resolve in two potential ways: either interest rates drop, reducing the denominator and pushing these ratios towards a breakout, or asset prices decrease to align with the underlying weaknesses indicated by the ratios.

The latter scenario seems more probable for a couple of reasons. Firstly, recent statements from Federal Reserve officials have been notably hawkish, with some hinting at possible interest rate hikes.

Additionally, the rise in energy prices complicates the situation. While bitcoin's recent surge from $58,000 to $66,000 is notable, its performance relative to WTI crude oil futures has worsened. This suggests that oil is outpacing even the most high-risk assets, indicating a potential new wave of cost-push inflation may be on the horizon.

The key takeaway is that sustaining a bull market could be more challenging than anticipated by traders. If oil prices continue to rise, we might experience a rapid "snap adjustment," with nominal prices declining sharply to correspond with their yield-adjusted valuations. Stay vigilant.

Read more: For insights into today's altcoin and derivatives market activities, check out Crypto Markets Today. For a detailed schedule of events this week, see CoinDesk's "Crypto Week Ahead."

What’s trending

Today’s signal

BTC charts. (TradingView)

The left panel displays bitcoin’s price adjusted for the 10-year Treasury yield. The ratio peaked in 2021, and the 2025 bullish market for BTC fell short of reaching that high. A similar trend is observed in Nasdaq.

Both indicate that any potential bull runs might be more gradual unless interest rates drop significantly.

Furthermore, the BTC-WTI crude oil ratio has decreased in recent days, suggesting that energy prices are rising faster than gains in digital risk assets. This could signal a warning of another inflation wave approaching.

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TRON Network - Q2 2026

TRON Network - Q2 2026

In Q2; TRON's stablecoin dominance rose to 28.7%, USDT supply on TRON hit $89B ATH, $89M in protocol fees (2nd to Hyperliquid), TRX +3%, and deepening institutional & agentic reach.

By CoinDesk Research23 hours agoCommissioned byTron

In Q2; TRON's stablecoin dominance rose to 28.7%, USDT supply on TRON hit $89B ATH, $89M in protocol fees (2nd to Hyperliquid), TRX +3%, and deepening institutional & agentic reach.

Why it matters:

In Q2; TRON's stablecoin dominance rose to 28.7%, USDT supply on TRON hit $89B ATH, $89M in protocol fees (2nd to Hyperliquid), TRX +3%, and deepening institutional & agentic reach.

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