Regularly purchasing Bitcoin at a fixed amount regardless of market conditions has resulted in double-digit returns over a five-year horizon, according to data from simulations of the DCA strategy.
If an investor had contributed $250 weekly since the beginning of 2021, the total investment would amount to $65,500. During this period, the accumulated amount could have reached 1.59 BTC at an average price of $41,027.
At the current price of around $70,700, the value of such a portfolio is estimated at $112,920, resulting in a net profit of 72.4%.
At the peak of the cycle in October 2025, when the price is expected to be around $126,000, the value of these assets would rise to $187,500.
In comparison, a passive holding of coins over five years would yield an average annual return of 18%.
Source: Curvo.
The difference in entry points becomes evident when analyzing shorter periods. With weekly investments starting in January 2024, the total contributions would be $26,250. In this scenario, an investor could accumulate 0.33 BTC at an average purchase price of $77,247.
As of this writing, this portfolio is valued at approximately $24,000, reflecting a loss of 8.3%. If Bitcoin recovers to $100,000, the asset value would increase to $33,900, peaking at $38,500.
Comparison with S&P 500
Previously, Swan Bitcoin analyst Adam Livingston compared the effectiveness of DCA for Bitcoin and the stock market over a five-year period.
The S&P 500 has now outperformed Bitcoin by over 4x in the last 5 years.
— Adam Livingston (@AdamBLiv) February 19, 2026
Even after 2 massive Bitcoin crashes in the last 5 years, you still would have outperformed the S&P by almost 20% by DCAing.
$100 DCA:
SPY: $37,470 (profit +$11,370, +43.6%)
Bitcoin: $42,508 (profit… pic.twitter.com/BoBK5zRwlT
With weekly investments of $100, the strategy yielded $42,508 in Bitcoin compared to $37,470 in the S&P 500 index. The returns were 62.9% versus 43.6%, respectively.
According to the expert, consistently buying Bitcoin during dips historically provides higher cumulative returns despite volatility.
A similar trend is observed when increasing contributions to $250 per week over the five-year period: Bitcoin again outperforms the S&P 500 in returns, although gold remains the leader in this comparison.
As a reminder, at the beginning of March, the price of Bitcoin rose above $74,000 for the first time in a month. Analysts from CryptoQuant described this surge as a short-term rebound.