The rise of microbusinesses based on artificial intelligence will lead to increased transaction volumes in stablecoins, according to analysts from the Australian cryptocurrency exchange Swyftx.
They estimate that by 2033, the payment volume in this segment will reach $2.1 trillion, with $262 billion attributed to transactions in "stablecoins."
This growth will be fueled by solo entrepreneurs and small companies (up to five employees), as these firms are quicker to adopt AI and are more active in the international market.
Experts identified the main reasons for the shift to crypto assets as:
- High fees: Traditional banks take a significant portion of freelancers' income during transfers;
- Speed: Conventional banking operations can take several days, while Layer 2 solutions based on Ethereum operate almost instantly;
- Accessibility: Stablecoins enable transactions with clients from over 50 countries that are cut off from traditional payment systems.
According to Swyftx's lead analyst, Pava Hundal, the use of stablecoins is increasing where there is economic benefit and clear regulations. Transitioning to Layer 2 networks allows freelancers to cut transfer costs by 80-90%.
Source: Swyftx.AI agents will also serve as a significant driver. Since programs cannot open bank accounts, cryptocurrencies will become their primary payment method for services.
Swyftx anticipates that by 2033, the number of tech-savvy solo entrepreneurs will grow to 17 million, generating up to $1.3 billion in additional revenue for infrastructure companies—custodians and liquidity providers.
In February, Citrini Research experts predicted an economic collapse due to artificial intelligence.